Mortgage Rates

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Mortgage Rates

Mortgage Rates change often. Keep up to date with mortgage rates on this page. View the latest mortgage rates and weekly comparison mortgage rates. Mortgage rates are constantly changing. Getting pre-approved is important to know what your budget is as well as for when the time comes to make an offer. Research and Compare mortgage rates, mortgage lenders, and mortgage offers and terms.  Once you are pre-approved for a mortgage and ready to make an offer, you and your lender will provide you with a pre-approval letter. Please use the mortgage rate calculator below to get an idea of what your monthly payment could look like. View current rates and the weekly and monthly comparison mortgage rate tables. Learn the difference between a Fixed Rate Mortgage and an Adjustable Rate Mortgage. Learn about Government-Backed Mortgage Options with little to no down payment options.

Government Backed Mortgages

Government Backed Mortgage Programs are available through the Department of Veterans Affairs, the USDA, and the Federal Housing Administration. If purchasing with VA loans,  you can check current VA loan rates at well. VA loans help buyers when purchasing due to not requiring a down payment. Veterans first need to get their Certificate of Eligibility. Rural Housing Loans are available through USDA in both direct loans and government-insured loans.  FHA loans are also a government loan program in low down payment options for buyers Both programs require buyers to go through lenders, but the government backs the loan to provide a guarantee for the lender.

Adjustable and Fixed Rate Mortgage

Loans are generally Adjusted Rate or Fixed Rate. Both Adjusted Rate and Fixed Rate Mortgages have advantages and disadvantages. Dependent upon the buyers sitution, would depend on which type they might prefer to choose. We suggest buyers to learn more about Fixed Rate and Adjustable Rate Mortages , moreover to educate themselves thoroughly to know the difference in addition to asking their lender about the options. Rates change daily, because of this,  some might prefer fixed rate to keep it simple, while others might find adjustable rate more inviting based on their situation. Adjustable-Rate Mortgages often offer lower rates for a term at the beginning of the loan and can offer buyers savings. Fixed-Rate Mortgages offer buyers the opportunity to lock in a loan rate for the life of the loan enabling for easy budgeting of the mortgage payment.

Rate Calculator

Use the mortgage rate calculator below in order to get an idea of what your mortgage payment could be. Rates of course will be dependent on your lending institutions.

When considering the monthly payment amount, remember to also consider the monthly cost of taxes and insurance in addition to the mortgage payment.




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